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20520 Pine Tree Ln

ESTERO, FL 33928
  • $725,000
  • STATUS: Active
  • ON SITE: 74 Days
  • ID#: 225083687
UPDATED: 34 min ago
$725,000
  • 3
    BEDS
  • 0.38
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,738
    SQFT
  • $417
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1997
County:
Lee

School Ratings & Info

Description

One or more photo(s) has been virtually staged, AI generated or rendered. Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.

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The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. 3035763. Properties displayed on this Website include properties listed with brokerage firms other than Lifestyle & Luxury Living. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service. Data last updated 2026-04-11T18:28:34.957.
www.lifestyleluxuryfl.com/homes/172461621
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20520 Pine Tree Ln ESTERO, FL 33928

  • Price: $725,000
  • Status: Active
  • On Site: 74 Days
  • Updated: 34 min ago
  • ID#: 225083687
3
Beds
2
Baths
0
½ Baths
0.38
Acres
1,738
SQFT
$417
$/SQFT
1997
Built
Neighborhood:
Estero River Heights
County:
Lee
Area:
Es01 - Estero
Property Description
One or more photo(s) has been virtually staged, AI generated or rendered. Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Exterior Features

Attached Garage YN Yes Building Design Single Family Residence Canal Width Canal Width 1-30 Carport Desc No Carport Spaces 0 Construction Wood Frame Covered Spaces 2 Direction Faces East Entry Level 1 Exterior Features DockRoom for PoolStorage Frontage Length 123 Garage Desc Yes Gulf Access Type No Bridge(s)/Water Direct Gulf Access YN Yes Lot Desc Corner LotOversize Open Parking YN Yes Parking 2+ SpacesDriveway PavedGarage Door OpenerAttached Patio And Porch Features Open Porch/LanaiDeckPatio Private Spa YN No Roof Metal View Canal View YN No Waterfront Desc Canal FrontPond Waterfront YN Yes Window Features Single HungShutters - ManualWindow Coverings

Interior Features

Bedrooms 3+Den Cooling Ceiling Fan(s)Central Electric Cooling YN Yes Dining Room Features Breakfast BarEat-in Kitchen Equipment DishwasherDryerMicrowaveRangeRefrigerator/FreezerReverse OsmosisWasherWater Treatment Owned Flooring TileWood Furnished Desc Negotiable Heating Remarks Central Electric Heating YN Yes Interior Features Split BedroomsGreat RoomDen - StudyCathedral Ceiling(s)PantryWalk-In Closet(s) Kitchen Features Pantry Laundry Features In Garage Master Bathroom Features Combo Tub And Shower Master Bedroom Level Master BR Ground

Property Features

Amenity Rec Fee 0 Application Fee 0 Association Amenities Rec Facilities Association YN Yes Bathrooms Total 2 Builder Product YN No Building Area Total 2457 Community Features BBQ - PicnicCabanaCommunity Boat RampParkBoatingNon-Gated Condo Fee 0 HOAFee 0 Irrigation Source None Land Lease Amount 0 Lease Limits YN No Legal Unit 0 Levels 1 Story/Ranch Lot Unit 10 Management Residents Mandatory Club Fee 0 Master HOAFee 0 MLS Bonita Springs New Construction YN No Number Of Units In Community 1 One Time Mandatory Club Fee 0 One Time Other Fee 0 One Time Rec Lease Fee 0 One Time Special Assessment Fee 0 Ownership Desc Single Family Pets No Approval Needed Possession Close Of Escrow Private Pool YN No Security Features Smoke Detector(s) Sewer Septic Tank Sub Condo Name ESTERO RIVER HEIGHTS Tax Annual Amount 4996.69 Tax District Type Not Applicable Tax Legal Description ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10 Tax Other Annual Assessment Amount 0 Tax Year 2024 Terms Buyer Finance/Cash Total Annual Recurring Fees 0 Total One Time Fees 0 Transfer Fee 0 Utilities Cable Available Water Reverse Osmosis - Entire HouseWell Zoning RSF

Listing courtesy of Realty World J. PAVICH R.E.: 239-495-9968.


The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. 3035763. Properties displayed on this Website include properties listed with brokerage firms other than Lifestyle & Luxury Living. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service. Data last updated 2026-04-11T18:28:34.957.
 
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