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2323 SW 22nd Street

Cape Coral, FL 33991
  • $476,995
  • STATUS: Active
  • ON SITE: 49 Days
  • ID#: 2025026223
UPDATED: 61 min ago
$476,995
  • 3
    BEDS
  • 0.23
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,807
    SQFT
  • $264
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2016
County:
Lee

School Information

Elementary School:
Middle School:
High School:

Description

Beautiful 2016 WATERFRONT Home with TRANSFERABLE FLOOD INSURANCE ONLY $1391/YR! Homeowners insurance is ONLY $1593! Less than $3k combined. This home is nestled into the amazing SURFSIDE community! Located on one of the BEST & WIDEST FRESHWATER canals in all of Cape Coral, this 3 + a den has EVERYTHING you will want in this MODERN Florida home. The MASTER BEDROOM has a TRAYED CEILING sporting over 200+ sq ft. The MASTER SHOWER has a jetted-spa style of TUB and DUAL SHOWERHEADS in a FULL WALK-IN SHOWER! All TILE flooring leads into a huge OPEN CONCEPT living room. The kitchen has 42" SHAKER cabinets and QUARTZ countertops and all STAINLESS STEEL APPLIANCES! There is a HUGE ISLAND with bar stools that backs up in to an AMAZING ENCLOSED SUN ROOM/LIVING ROOM that has its own SMART MINI SPLIT system. Watching TV and sitting with FRIENDS & FAMILY w/o mosquitoes is the best way to live ON THE WATER! Feel free to open up the screened-in-windows for the "lanai feel." Wanting to feel the breeze with a little bit of shade? Hang out on the PAVER PAD under the shade of the BRAND NEW GAZEBO! Plenty of room for a pool. The full CONCRETE DOCK is awesome for fishing or for mooring your boat. This property is FULLY FENCED in to keep your fur babies safe 8-) The beauty about having CHEAP FLOOD INSURANCE is that if ANY WATER enters the home from a flood, the payout is $250-$300k plus the HomeOwner's on top of that. Homes can be rebuilt to the most modern tech for 1/4 of that. The average electric bill in this ENERGY EFFICIENT home is ONLY $240/month! Possibly thinking about Snow-Birding? This property can be rented out for $3k-5k depending on the month -- managed by a successful local company to boot. So many opportunities for this property to PAY FOR ITSELF, why not stop by and see one of the only 2016+ WATERFRONT homes on CITY-WATER under $500K?? There are UNBEATABLE FINANCING OPTIONS and SELLER CONCESSIONS available with an ACCEPTED OFFER. Rates as low as 5.5% WAC!! Facetime Showings available for out-of-state BUYERS.

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© 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale or lease on this web site comes in part from FGCMLS. Data deemed reliable but not guaranteed.IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Lifestyle & Luxury Living. Data last updated 2026-02-18T18:24:41.957.
www.lifestyleluxuryfl.com/homes/171639928
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2323 SW 22nd Street Cape Coral, FL 33991

  • Price: $476,995
  • Status: Active
  • On Site: 49 Days
  • Updated: 61 min ago
  • ID#: 2025026223
3
Beds
2
Baths
0
½ Baths
0.23
Acres
1,807
SQFT
$264
$/SQFT
2016
Built
Neighborhood:
Cape Coral
County:
Lee
Area:
Cc24 - Cape Coral Unit 71, 92, 94-96
Elementary School:
Trafalgar
Middle School:
Trafalgar
High School:
Ida Baker
Property Description
Beautiful 2016 WATERFRONT Home with TRANSFERABLE FLOOD INSURANCE ONLY $1391/YR! Homeowners insurance is ONLY $1593! Less than $3k combined. This home is nestled into the amazing SURFSIDE community! Located on one of the BEST & WIDEST FRESHWATER canals in all of Cape Coral, this 3 + a den has EVERYTHING you will want in this MODERN Florida home. The MASTER BEDROOM has a TRAYED CEILING sporting over 200+ sq ft. The MASTER SHOWER has a jetted-spa style of TUB and DUAL SHOWERHEADS in a FULL WALK-IN SHOWER! All TILE flooring leads into a huge OPEN CONCEPT living room. The kitchen has 42" SHAKER cabinets and QUARTZ countertops and all STAINLESS STEEL APPLIANCES! There is a HUGE ISLAND with bar stools that backs up in to an AMAZING ENCLOSED SUN ROOM/LIVING ROOM that has its own SMART MINI SPLIT system. Watching TV and sitting with FRIENDS & FAMILY w/o mosquitoes is the best way to live ON THE WATER! Feel free to open up the screened-in-windows for the "lanai feel." Wanting to feel the breeze with a little bit of shade? Hang out on the PAVER PAD under the shade of the BRAND NEW GAZEBO! Plenty of room for a pool. The full CONCRETE DOCK is awesome for fishing or for mooring your boat. This property is FULLY FENCED in to keep your fur babies safe 8-) The beauty about having CHEAP FLOOD INSURANCE is that if ANY WATER enters the home from a flood, the payout is $250-$300k plus the HomeOwner's on top of that. Homes can be rebuilt to the most modern tech for 1/4 of that. The average electric bill in this ENERGY EFFICIENT home is ONLY $240/month! Possibly thinking about Snow-Birding? This property can be rented out for $3k-5k depending on the month -- managed by a successful local company to boot. So many opportunities for this property to PAY FOR ITSELF, why not stop by and see one of the only 2016+ WATERFRONT homes on CITY-WATER under $500K?? There are UNBEATABLE FINANCING OPTIONS and SELLER CONCESSIONS available with an ACCEPTED OFFER. Rates as low as 5.5% WAC!! Facetime Showings available for out-of-state BUYERS.
Exterior Features

Architectural Style Ranch One Story Attached Garage YN Yes Carport Spaces 0 Carport YN No Construction Materials Block Concrete Stucco Covered Spaces 2 Direction Faces South Entry Level 1 Exterior Features Sprinkler / Irrigation Patio Shutters Manual Garage YN Yes Parking Features Attached Garage Two Spaces Patio And Porch Features Patio Pool Private YN No Road Responsibility Public Maintained Road Roof Shingle Spa YN No View Canal View YN Yes

Interior Features

Appliances Dryer Dishwasher Ice Maker Range Refrigerator Refrigerator With Ice Maker Washer Cooling Central Air Ceiling Fan(s) Electric Cooling YN Yes Flooring Tile Furnished Unfurnished Heating Central Electric Heating YN Yes Interior Features Breakfast Bar Bathtub Tray Ceiling(s) Living / Dining Room Multiple Shower Heads Main Level Primary Pantry Separate Shower Split Bedrooms Laundry Features Inside Room Type Den Florida Room Window Features Double Hung

Property Features

Association Amenities None Association Fee 0 Association Fee Includes None Association Fee2 0 Association Fee3 0 Association YN No Building Area Total 2210 Community Features Non- Gated Development Name CAPE CORAL Disclosures Owner Has Flood Insurance RV Restriction(s) Gulf Access YN False Irrigation Source Municipal Included in Assessment Land Lease Amount 0 Listing Terms All Financing Considered Cash FHA VA Loan Lot Features Rectangular Lot Sprinklers Automatic Ownership Single Family Pets Allowed Yes Possession Close Of Escrow Negotiable Seller Rent Back Potential Short Sale YN Yes Property Condition Resale Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Restrictions No CommercialNo RV Security Features Smoke Detector(s) Senior Community YN No Sewer Assessment Paid Public Sewer Tax Annual Amount 5811.52 Tax Year 2024 Unit Location 1 Utilities Cable Available High Speed Internet Available Water Access Description Boat Dock PrivateConcrete DockDock Included Water Source Assessment Paid Public Waterfront Features Canal Access Navigable Water Seawall Waterfront YN Yes Zoning Description R1

Listing courtesy of RE/MAX Realty Team.


© 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale or lease on this web site comes in part from FGCMLS. Data deemed reliable but not guaranteed.IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Lifestyle & Luxury Living. Data last updated 2026-02-18T18:24:41.957.
 
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